apple card review

Apple Card Review: Is It Worth It?

Spread the love

Best Electronics is supported by its audience. When you purchase through links on our site, as an Amazon Associate I earn from qualifying purchases.Learn more

Apple Card Review: Is It Worth It?

In this Apple Card review, we will take an in-depth look at Apple Card and determine whether or not it is worth it for you to sign up.

We will cover everything from the rewards program to the interest rates so that you can make an informed decision about whether or not this card is right for you.

Apple just released its new apple card and a lot of people are wondering if it’s worth getting.

The apple card comes with a ton of great features, but there are some catches you need to know about.

In this apple card review, we’ll break down all the pros and cons so you can decide if it’s right for you.

We’ll talk about the sign-up bonus, rewards, interest rates, and more!

First of all, let’s talk about the sign-up bonus. When you sign up for an apple card, you can get a 3% cashback on apple purchases made with apple pay.

That’s an awesome deal that can save you a lot of money if you buy apple products often.

The rewards program is also great. You get 1% cash back on all purchases and 2% cashback when you use apple pay.

The apple card also has no annual fees, so you can use it without having to worry about extra costs.



1. No Fees – One of the best things about the Apple Card is that there are no annual, late, or other fees associated with it.

That means you don’t have to worry about being charged extra for simply having the card.

2. Daily Cash Rewards – The Apple Card also offers daily cash rewards in the form of apple money.

You’ll get 3% cash back on Apple purchases, 2% on other purchases made using Apple Pay, and 1% on all other purchases.

3. Instant Balance Information – With the Apple Card, you can instantly view your balance and transaction history right in the Wallet app.

This makes it easier to keep track of your finances and ensure that you’re staying within your budget.

4. Customer Support – If you ever have questions or concerns about the Apple Card, you can easily reach out to customer service via text message.

This makes it easier to get help as soon as possible without having to make a phone call or wait on hold.



1. Limited Acceptance – While the Apple Card is accepted anywhere Visa is accepted, it’s not as widely accepted as other cards.

This can be an issue if you’re traveling or trying to use the card in a remote location.

2. No Cash Back Bonuses – Unfortunately, the Apple Card doesn’t offer any special cash-back bonuses for certain purchases.

This can be disappointing for those who are looking to maximize their rewards and savings.

3. No 0% APR Option – The Apple Card does not offer any 0% introductory APR or balance transfer options, so you won’t be able to save on interest if you carry a balance.




The Apple Card has been making waves in the credit card industry since its launch, and for good reason.

This sleek, modern-looking card offers plenty of cashback rewards and a streamlined user experience that appeals to those who are tech-savvy.

But is it worth it? We’ve done the research and put together a comprehensive Apple Card review to help you decide.



The Apple Card is powered by Mastercard and Goldman Sachs, two of the most reputable financial institutions.

This means that you can expect reliable performance from it all the time.

The card offers excellent cashback rewards, with up to 3% back on select Apple products, 2% on all other purchases made through Apple Pay, and 1% back in the form of Daily Cash with every purchase.



The Apple Card is designed to be easy and intuitive to use.

The payment process is simplified into three steps — select the card, confirm the amount and securely authorize the payment using Face ID or Touch ID.

There’s also an app that makes it easy to track spending and manage payments.



The Apple Card has advanced security features that make it secure and reliable to use.

All payment information is stored securely in the iPhone’s Secure Element, meaning no one else can access your data.

It also uses the latest encryption technology to protect your transactions from fraud and theft.



Apple provides excellent customer service when it comes to Apple cards.

You can contact their support team through phone, email, or chat to get help if you have any questions or problems with your card.

Their representatives are knowledgeable and helpful, so you can expect quick and positive resolutions to any issue you have.



The Apple Card has a variable APR that ranges from 13.24% to 24.24%.

This relatively low rate is impressive, but it comes with some caveats.

The APR can range depending on the creditworthiness of the borrower, so some people might not qualify for the lowest rate.

Additionally, if you’re carrying a balance from month to month, you’ll be hit with interest charges unless you pay off your full balance.



The Apple Card doesn’t charge any annual or foreign transaction fees.

This is great news if you’re someone who likes to shop online or travel abroad often.

However, if you don’t pay off your full balance, the Apple Card does come with a late fee.